Free Checking
Looking for a more convenient and flexible way to manage your daily expenses, then our Free Checking is right for you. Choose how and when you want to bank; in person, online, using an ATM or by phone. Our Free Checking offers the following:

• No minimum balance or monthly service fees.
• Opening deposit of only $100.00.
• Free Bank of Lincoln County starter checks when you open a new account.
• Duplicate checks are required with this account.

To find out more about our Free Checking, call 573-898-5511 or visit the Bank of Lincoln County in Elsberry, MO or call 636-668-6600 or visit the Bank of Lincoln County in Winfield, MO.

Express Checking
Our Express Checking offers the convenience of no minimum daily balance with the options on how and when you want to bank – in person, online, using an ATM or by phone for just $4.50 a month. Checks images will be returned with your monthly statement. Our Express Checking offers the following:

• No minimum balance
• Online Banking - Transfer money between your Bank of Lincoln County accounts, check your balances, see which checks have cleared and more right from your computer.
• Telephone Banking - Check your balances, make transfers and do more on your schedule, not ours.
• Pay bills online - FREE!
• Debit Card Privileges - Shop wherever Visa is accepted. (subject to approval)
• ATM Card Privileges-No Bank surcharges when you use an ULTRA network ATM.
• Free Bank of Lincoln County starter checks when you open a new account.

To find out more about our Express Checking, call 573-898-5511 or visit the Bank of Lincoln County in Elsberry, MO or call 636-668-6600 or visit the Bank of Lincoln County in Winfield, MO.

Personal Checking
Open a Personal Checking Account with only $100.00 and you will get unlimited check writing privileges. You can avoid all monthly maintenance charges by maintaining a $400.00 minimum daily balance. Check images will be returned with your monthly statement.

• Unlimited Check writing privileges
• Online Banking - Transfer money between your Bank of Lincoln County accounts, check balances, see which checks have cleared and more right from your computer.
• Telephone Banking - Check your balances, make transfers and do more on your schedule, not ours.
• Pay bills online - FREE!
• Debit Card Privileges - Shop wherever Visa is accepted. (subject to approval)
• ATM Card Privileges-No Bank surcharges when you use an ULTRA network ATM.
• Free Bank of Lincoln County starter checks when you open a new account.

To find out more about Personal Checking Account, call 573-898-5511 or visit the Bank of Lincoln County in Elsberry, MO or call 636-668-6600 or visit the Bank of Lincoln County in Winfield, MO.

NOW Account
Put your money to work in this attractive interest-bearing account. With only a $1,000.00 deposit you can begin to enjoy the benefits of personal checking with the added benefit of receiving interest on your account. By maintaining a minimum daily balance of $1,000.00, you avoid maintenance charges and earn interest in your account each month. Check images will be returned with your monthly statement.

• Unlimited Check writing privileges
• Interest paid monthly
• Online Banking - Transfer money between your Bank of Lincoln County accounts, check balances, see which checks have cleared and more right from your computer.
• Telephone Banking - Check your balances, make transfers and do more on your schedule, not ours.
• Pay bills online - FREE!
• Debit Card Privileges - Shop wherever Visa is accepted. (subject to approval)
• ATM Card Privileges-No Bank surcharges when you use an ULTRA network ATM.
• Free Bank of Lincoln County starter checks when you open a new account.

To find out more about our NOW Account, call 573-898-5511 or visit the Bank of Lincoln County in Elsberry, MO or call 636-668-6600 or visit the Bank of Lincoln County in Winfield, MO.

Student Checking
The perfect account for an up-and-coming entrepreneur or the nearly independent student. You can open this account with only $100.00 and get unlimited check writing ability. You can avoid all monthly maintenance charges by maintaining a $50.00 minimum daily balance. Check images will be returned with your monthly statement. Certain restrictions apply.

• Unlimited Check writing privileges
• Online Banking - Transfer money between your Bank of Lincoln County accounts, check balances, see which checks have cleared and more right from your computer.
• Telephone Banking - Check your balances, make transfers and do more on your schedule, not ours.
• Pay bills online - FREE!
• Debit Card Privileges - Shop wherever Visa is accepted. (restrictions apply)
• ATM Card Privileges-No Bank surcharges when you use an ULTRA network ATM.
• Free Bank of Lincoln County starter checks when you open a new account.
• Must be 16 years of age to open this account. Minors must have a parent or guardian on account.
• At Age 21 account converts to a personal checking account.

To find out more about our Student Checking Account, call 573-898-5511 or visit the Bank of Lincoln County in Elsberry, MO or call 636-668-6600 or visit the Bank of Lincoln County in Winfield, MO.

Senior Checking
Seniority has privileges. Open a Senior Checking Account and get all these benefits listed below:

• Checks images will be returned with your monthly statement.
• No minimum balance or monthly maintenance fees.
• Opening deposit of only $100.00.
• Unlimited Check writing privileges.
• Online Banking - Transfer money between your Bank of Lincoln County accounts, check balances, see which checks have cleared and more right from your computer.
• Telephone Banking - Check your balances, make transfers and do more on your schedule, not ours.
• Pay bills online - FREE!
• Debit Card Privileges - Shop wherever Visa is accepted. (subject to approval)
• ATM Card Privileges-No Bank surcharges when you use an ULTRA network ATM.
• One free box of Bank of Lincoln County checks per year.
• Available to customers at 62+ (limit one account per person).

To find out more about our Senior Checking Account, call 573-898-5511 or visit the Bank of Lincoln County in Elsberry, MO or call 636-668-6600 or visit the Bank of Lincoln County in Winfield, MO.

For additional information and disclosures contact Contact Us.

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