Certificates of Deposit
A Certificate of Deposit is a deposit where you contract to leave your money on deposit for a specific period of time for a specific rate. Some time deposits may be opened for as little as $500. Generally, the longer the money is left on deposit, the higher the interest rate. Substantial penalties exist for withdrawal prior to the maturity date.

• Flexible maturities from 3 months to five years
• Automatically renewable
• May be used as collateral
• Competitive interest rates paid*
• Interest may be added to the time deposit, paid by check, or deposited into another checking or savings account
• Balances generally insured up to $100,000 by the FDIC

*Because our interest rates vary from product to product, please contact us by phone or in person and a Bank of Lincoln County representative will be happy to respond with details about current interest rates.

Promotional Certificates of Deposits
At various time of the year we offer promotional certificated of deposit. Please contact us for our current promotion.

For additional information, current rates and disclosures Contact Us.

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