Consumer Loans
Consumer loans for any worthwhile purpose. Cars, boats, home improvement, college tuition or bill consolidation are just a few good reasons to talk with one of our friendly loan officers.

Commercial Loans
Our loan officers will assist you with your business borrowing needs. Loan requests that affect the future of your business are evaluated right here so you get a timely answer to your request and the decision is made locally by the people you know and trust.

Construction Loans
Looking to build a new home or adding on to an existing home, we can help. We can customize a loan to fit any need you may have. We also offer loans to build pole barns, garages and commercial structures. Our Loan Specialist can help you with all phases of the process. Why go to several banks for your project, we are a one stop bank.

Real Estate Loans
When looking for a home loan our loan officers can tailor a loan to meet your needs. We can automatically withdraw your payment straight from your Providence Bank/Bank of Lincoln County account.

Fixed Rate Loans and Adjustable Rate Mortgages
Buying a home is one of the most important investments you can make. How you finance that investment is an important decision. Whether you're considering a new home, want to refinance your existing home, or considering an investment property, we offer a variety of products designed to help you reach your goals, including:

• Fixed-rate mortgages
• Adjustable-rate mortgages (ARMs)
• Affordable Housing programs

For additional information contact:

Contact a loan officer in Elsberry at:
301 Broadway	Elsberry, MO 63343	573-898-5511
Contact a loan officer in Winfield at:
4001 East Hwy 47	Winfield, MO 63389	636-668-6600
Contact a loan officer in Columbia at:
2415 Carter Lane, Suite 102	Columbia, MO 65201	573-449-2800
8 N. 5th	Columbia, MO 65202	573-442-6023

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